Marko – WhiteBoard Finance
Marko – WhiteBoard Finance
5 Things You MUST DO To Retire | How To Retire
Why do people spend more money than they should?
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Por que as pessoas gastam mais dinheiro do que deveriam?
Societal pressure
They don’t make enough money
Things are too expensive
People need too many things now days
What kind of education is most important for personal finance?
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Que tipo de educação é mais importante para as finanças pessoais?
Physical education
Master’s degree in finance
Behavior and discipline
Math and algorithms
What is an example of being intellectually lazy?
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Qual é um exemplo de ser intelectualmente preguiçoso?
Gambling
Understanding the basic concepts of personal finance
Understanding the mechanics of your investment
Studying macroeconomics
Why is history your friend?
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Por que a história é sua amiga?
A bad investment in the past is a bad investment now
To understand that things have cycles and go up and down
To predict the future
A good investment in the past is a good investment now
What was NOT an example of financial history he mentioned?
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O que NÃO foi um exemplo de história financeira que ele mencionou?
March of 2020
The “dot-com bubble”
The great recession
The great depression
How long is the game of saving for retirement?
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Quanto tempo dura o jogo de poupar para a aposentadoria?
Decades
Months
Weeks
Years
Why is the stock market like a roller coaster?
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Por que o mercado de ações é como uma montanha-russa?
It exciting the moment you start
You “get killed” if you leave halfway
You have to wait in a long line
There are a lot of loops
Which one is a dying industry in his opinion?
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Qual seria uma indústria decadente na opinião dele?
Brokers
Investor
Financial advisor
Banker
In which situation does he recommend a financial advisor?
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Em qual situação ele recomenda um consultor financeiro?
You are ultra-poor
You are just starting out
You are ultra-wealthy
You have experience but want to improve
Complete the sentence: Saving for retirement _____________.
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Complete a frase: Poupança para aposentadoria _____________.
Doesn’t have value
Sucks, but is mandatory
Is fun and easy
Challenging and rewarding
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